As more and more Americans struggle to make ends meet, we often need a short term loan for an emergency. Approximately 66% of adult Americans do not have even $1,000.00 for an emergency.
Banks and Credit Unions are not interested in doing small dollar, short term loans. Customers have migrated to ‘payday’ loans’ if they don’t feel comfortable with doing a pawn loan.
We aspire to be a full service financial facility for our customers. We want them to use us for their financial needs. In order to do a payday loan, we need the following:
-Live, work and bank in Laramie County
-Have a checking account for 90 days, and provide most current bank statement
-Be on the same job for 90 days, and provide last two pay stubs.
-Provide proof of Social Security number & valid gov’t issued I.D.
-Provide a bank printed blank check from their checking account.
We can loan up to 20% of the customer’s gross pay, with limitations, such as account history.
Loans can be for up to one calendar month, based on scheduled pay days.
Our rates are typically the lowest in town and are based on the number of days of the loan.